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Author: Steve Ditto

Steve Ditto is a healthcare executive, author, and advisor with more than 30 years of experience across employer health benefits, PBM contracting, healthcare analytics, digital health, physician performance, and health systems science. He is a Board Advisor to Nautilus Health Institute, a Fellow at the Thomas F. Frist, Jr. College of Medicine, leads Contract X-Ray, and is the author of The Middleman’s Cut and the weekly newsletter of the same name.
Executives in the Dark

Executives in the Dark

September 29, 2025December 2, 2025 Steve Ditto

Executives in the Dark How to Get CEOs Asking the Right PBM Questions Executive Brief A Kaiser Family Foundation survey dropped a bombshell: "Employers Haven’t a…

Post read time 6 min read
No More Excuses: 10 Terms Every PBM Should Accept

No More Excuses: 10 Terms Every PBM Should Accept

September 22, 2025December 2, 2025 Steve Ditto

A Contract Compliance RFI helps test your PBM’s willingness to meet legal and fiduciary standards

Post read time 3 min read
PBM Reform Just Got Real

PBM Reform Just Got Real

September 15, 2025December 2, 2025 Steve Ditto

PBM Reform Just Got Real RFx Tools & Contracts You Can Use Executive Brief Employers are tired of PBM opacity. We've changed the game. Nautilus Health…

Post read time 2 min read
The Most Important Call Your CEO Hasn’t Taken Yet

The Most Important Call Your CEO Hasn’t Taken Yet

September 8, 2025December 2, 2025 Steve Ditto

The Most Important Call Your CEO Hasn’t Taken Yet Mark Cuban Is Ready to Dial In—Literally Executive Brief Why This Message Needs to Reach the C-Suite…

Post read time 5 min read
Lead with the Contract

Lead with the Contract

September 2, 2025December 16, 2025 Steve Ditto

Most PBM procurements get the sequence backwards: pick the PBM, then fight over the contract. That’s a recipe for weak leverage and fiduciary risk.

Post read time 2 min read
From Frustration to Fix: The PBM Field Guide

From Frustration to Fix: The PBM Field Guide

August 26, 2025December 16, 2025 Steve Ditto

From Frustration to Fix: The PBM Field Guide We’re putting PBM procurement back in the hands of fiduciaries at RosettaFest Executive Brief Two Big Moments. One…

Post read time 3 min read
The Contract That Protects or Betrays

The Contract That Protects or Betrays

August 18, 2025December 16, 2025 Steve Ditto

The Contract That Protects or Betrays When Fiduciary Duty Meets Contract Fine Print Most contracts protect the drafter. Healthcare vendor contracts go one step further: they…

Post read time 3 min read
PBM Procurement Without the Pain

PBM Procurement Without the Pain

August 11, 2025December 2, 2025 Steve Ditto

PBM Procurement Without the Pain A New Open Source Tool to Cut Through Contracts, Conflicts, and Compliance Risks Executive Brief The biggest ERISA class-action lawsuits have…

Post read time 4 min read
When Fiduciary Duty Clashes With Civic Duty

When Fiduciary Duty Clashes With Civic Duty

August 4, 2025December 2, 2025 Steve Ditto

When Fiduciary Duty Clashes With Civic Duty Should CEOs Join The Board Of A Hospital? Executive Brief You can’t serve two masters—especially when one sends your…

Post read time 4 min read
Popular Doesn’t Mean Prudent

Popular Doesn’t Mean Prudent

July 21, 2025December 2, 2025 Steve Ditto

Popular Doesn’t Mean Prudent The Hidden Risks of Voluntary Benefits—and the Fiduciary Blind Spot Letting It Happen Voluntary benefits may seem harmless—low-cost perks offered without employer…

Post read time 4 min read

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