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Category: Benefits

Employer health plan strategy, benefits design, healthcare spending, and outcomes for employees and their families.

$45 Billion Biosimilar Wake-Up Call

$45 Billion Biosimilar Wake-Up Call

October 20, 2025December 2, 2025 Steve Ditto

f you don’t control your biosimilar strategy, your PBM will — and you’ll still be paying brand-name prices for generic drugs.

Post read time 4 min read
From Frustration to Fix: The PBM Field Guide

From Frustration to Fix: The PBM Field Guide

August 26, 2025December 16, 2025 Steve Ditto

From Frustration to Fix: The PBM Field Guide We’re putting PBM procurement back in the hands of fiduciaries at RosettaFest Executive Brief Two Big Moments. One…

Post read time 3 min read
The Contract That Protects or Betrays

The Contract That Protects or Betrays

August 18, 2025December 16, 2025 Steve Ditto

The Contract That Protects or Betrays When Fiduciary Duty Meets Contract Fine Print Most contracts protect the drafter. Healthcare vendor contracts go one step further: they…

Post read time 3 min read
Popular Doesn’t Mean Prudent

Popular Doesn’t Mean Prudent

July 21, 2025December 2, 2025 Steve Ditto

Popular Doesn’t Mean Prudent The Hidden Risks of Voluntary Benefits—and the Fiduciary Blind Spot Letting It Happen Voluntary benefits may seem harmless—low-cost perks offered without employer…

Post read time 4 min read
The Death of Common Sense

The Death of Common Sense

July 7, 2025December 16, 2025 Steve Ditto

When Five-Figure Pills Deliver Three-Week Benefits, Fiduciaries Must Intervene

Post read time 3 min read
What Health Plans Haven’t Yet Learned from 401(k)s

What Health Plans Haven’t Yet Learned from 401(k)s

June 9, 2025December 2, 2025 Steve Ditto

What Health Plans Haven’t Yet Learned from 401(k)s Same law. Same risks. Bigger blind spots. Executive Brief The fiduciary failures we fixed in retirement plans are…

Post read time 3 min read
What I Learned from 25 Newsletters

What I Learned from 25 Newsletters

June 2, 2025December 2, 2025 Steve Ditto

What I Learned from 25 Newsletters And a Lot of Lawsuits Executive Brief Welcome to Issue #26 of The Health Plan Compliance Advantage. Most newsletters don’t…

Post read time 3 min read
Is Your Health Plan Killing the Corner Pharmacy?

Is Your Health Plan Killing the Corner Pharmacy?

May 19, 2025December 2, 2025 Steve Ditto

Is Your Health Plan Killing the Corner Pharmacy? How employer decisions fuel pharmacy closures—and what you can do about it Executive Brief Independent pharmacies are disappearing—hurting…

Post read time 4 min read
Employers Say They Put People First

Employers Say They Put People First

May 12, 2025December 16, 2025 Steve Ditto

Employers Say They Put People First Until Someone Gets Sick When that spreadsheet-driven plan design causes delays, denials, or dropped coverage, it’s not just a bad…

Post read time 5 min read
Rising Risk of Pharmacy Benefits

Rising Risk of Pharmacy Benefits

March 17, 2025December 2, 2025 Steve Ditto

Rising Risk of Pharmacy Benefits Board Directors Are Now Named Defendants Recent lawsuits against major corporations highlight a growing risk: PBM mismanagement is leading to overspending,…

Post read time 4 min read

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