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Category: Fiduciary Leadership

Practical guidance for executives, boards, and benefits leaders on healthcare fiduciary duties, governance, and oversight.

How to Get Real Value From This Newsletter

How to Get Real Value From This Newsletter

December 15, 2025December 16, 2025 Steve Ditto

How to Get Real Value From This Newsletter Welcome! Let’s Get You Oriented. If you’re new(ish) or haven’t yet explored all the newsletter issues, this is…

Post read time 3 min read
Legal Doesn’t Mean Ethical

Legal Doesn’t Mean Ethical

December 1, 2025December 16, 2025 Steve Ditto

Legal Doesn’t Mean Ethical Fiduciaries Should Know the Difference Executive Brief Let’s say the quiet part out loud:Rebates take money from sick employees and help discount…

Post read time 6 min read
Whose Money Is It, Really?

Whose Money Is It, Really?

November 24, 2025December 16, 2025 Steve Ditto

Whose Money Is It, Really? The Rebate Dilemma Why fiduciaries must confront the conflict no one talks about Executive Brief It's Not About Percentages. It’s About…

Post read time 4 min read
The Rebate Trap

The Rebate Trap

November 17, 2025December 16, 2025 Steve Ditto

The Rebate Trap Why Employers Won’t Let Go And Why Fiduciaries May Not Have a Choice Much Longer Executive Brief Rebates have become the duct tape…

Post read time 5 min read
Lead with the Contract

Lead with the Contract

September 2, 2025December 16, 2025 Steve Ditto

Most PBM procurements get the sequence backwards: pick the PBM, then fight over the contract. That’s a recipe for weak leverage and fiduciary risk.

Post read time 2 min read
From Frustration to Fix: The PBM Field Guide

From Frustration to Fix: The PBM Field Guide

August 26, 2025December 16, 2025 Steve Ditto

From Frustration to Fix: The PBM Field Guide We’re putting PBM procurement back in the hands of fiduciaries at RosettaFest Executive Brief Two Big Moments. One…

Post read time 3 min read
The Contract That Protects or Betrays

The Contract That Protects or Betrays

August 18, 2025December 16, 2025 Steve Ditto

The Contract That Protects or Betrays When Fiduciary Duty Meets Contract Fine Print Most contracts protect the drafter. Healthcare vendor contracts go one step further: they…

Post read time 3 min read
The Death of Common Sense

The Death of Common Sense

July 7, 2025December 16, 2025 Steve Ditto

When Five-Figure Pills Deliver Three-Week Benefits, Fiduciaries Must Intervene

Post read time 3 min read
The Fiduciary Lawsuit That Could Change Everything

The Fiduciary Lawsuit That Could Change Everything

May 27, 2025December 16, 2025 Steve Ditto

The Fiduciary Lawsuit That Could Change Everything No More “We’re Just Administrators” TPA Defense Executive Brief Can a TPA avoid ERISA liability by calling itself an…

Post read time 4 min read
Employers Say They Put People First

Employers Say They Put People First

May 12, 2025December 16, 2025 Steve Ditto

Employers Say They Put People First Until Someone Gets Sick When that spreadsheet-driven plan design causes delays, denials, or dropped coverage, it’s not just a bad…

Post read time 5 min read

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