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Category: PBM

Pharmacy benefit manager practices, contracting, economics, transparency, and strategies for improving pharmacy benefits.

Lead with the Contract

Lead with the Contract

September 2, 2025December 16, 2025 Steve Ditto

Most PBM procurements get the sequence backwards: pick the PBM, then fight over the contract. That’s a recipe for weak leverage and fiduciary risk.

Post read time 2 min read
From Frustration to Fix: The PBM Field Guide

From Frustration to Fix: The PBM Field Guide

August 26, 2025December 16, 2025 Steve Ditto

From Frustration to Fix: The PBM Field Guide We’re putting PBM procurement back in the hands of fiduciaries at RosettaFest Executive Brief Two Big Moments. One…

Post read time 3 min read
The Contract That Protects or Betrays

The Contract That Protects or Betrays

August 18, 2025December 16, 2025 Steve Ditto

The Contract That Protects or Betrays When Fiduciary Duty Meets Contract Fine Print Most contracts protect the drafter. Healthcare vendor contracts go one step further: they…

Post read time 3 min read
PBM Procurement Without the Pain

PBM Procurement Without the Pain

August 11, 2025December 2, 2025 Steve Ditto

PBM Procurement Without the Pain A New Open Source Tool to Cut Through Contracts, Conflicts, and Compliance Risks Executive Brief The biggest ERISA class-action lawsuits have…

Post read time 4 min read
Signed, Sealed… Sued?

Signed, Sealed… Sued?

July 14, 2025December 2, 2025 Steve Ditto

Signed, Sealed… Sued? If You Didn’t Write the Contract, You’d Better Rewrite the Rules. Most health plan contracts come pre-written—by brokers, vendors, or consultants. But when…

Post read time 4 min read
The Death of Common Sense

The Death of Common Sense

July 7, 2025December 16, 2025 Steve Ditto

When Five-Figure Pills Deliver Three-Week Benefits, Fiduciaries Must Intervene

Post read time 3 min read
The PBM Reform Playbook

The PBM Reform Playbook

June 30, 2025December 2, 2025 Steve Ditto

The PBM Reform Playbook State Legislatures Are Doing What Congress Hasn’t Executive Brief State legislatures are cracking down on PBM profit games—banning spread pricing, requiring rebate…

Post read time 5 min read
PBM Illusions, Exposed

PBM Illusions, Exposed

June 16, 2025December 2, 2025 Steve Ditto

PBMs thrive on confusion. Bold employers are demanding receipts—and revealing just how costly that confusion really is.

Post read time 4 min read
What I Learned from 25 Newsletters

What I Learned from 25 Newsletters

June 2, 2025December 2, 2025 Steve Ditto

What I Learned from 25 Newsletters And a Lot of Lawsuits Executive Brief Welcome to Issue #26 of The Health Plan Compliance Advantage. Most newsletters don’t…

Post read time 3 min read
The Fiduciary Lawsuit That Could Change Everything

The Fiduciary Lawsuit That Could Change Everything

May 27, 2025December 16, 2025 Steve Ditto

The Fiduciary Lawsuit That Could Change Everything No More “We’re Just Administrators” TPA Defense Executive Brief Can a TPA avoid ERISA liability by calling itself an…

Post read time 4 min read

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