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Category: Benefits

Employer health plan strategy, benefits design, healthcare spending, and outcomes for employees and their families.

Mutually Acceptable Audit Rights. Welcome to Issue #90

Mutually Acceptable Audit Rights. Welcome to Issue #90

August 24, 2026October 10, 2026 Steve Ditto

Executive Brief An audit is how a promise becomes collectible. Everything you negotiated, every guarantee, every pricing term, is an assertion until someone independent checks it.…

Post read time 10 min read
It Means Just What I Choose It to Mean. Welcome to Issue #89

It Means Just What I Choose It to Mean. Welcome to Issue #89

August 17, 2026October 10, 2026 Steve Ditto

Executive Brief “The question is,” said Alice, “whether you can make words mean so many different things.” ​“The question is,” said Humpty Dumpty, “which is to be…

Post read time 6 min read
Stop Signing Stupid Contracts. Welcome to Issue #88

Stop Signing Stupid Contracts. Welcome to Issue #88

August 10, 2026October 10, 2026 Steve Ditto

Executive Brief Last week at RosettaFest, Cristy Gupton told me our motto should be “stop signing stupid contracts.” The line gave me a real chuckle. She's…

Post read time 8 min read
The Middleman’s Cut Is Here. Welcome to Issue #87

The Middleman’s Cut Is Here. Welcome to Issue #87

August 3, 2026August 3, 2026 Steve Ditto

Special Announcement Same Newsletter. New Name. Eighteen months ago this newsletter started as The Health Plan Compliance Advantage, and compliance was the right frame for the…

Post read time 5 min read
Short Note. Big Week.

Short Note. Big Week.

July 27, 2026July 27, 2026 Steve Ditto

Short Note. Big Week. The full issue arrives Thursday, with announcements attached. Executive Brief We've been working toward this week for a while. Lots of Nautilus…

Post read time 1 min read
The Middleman’s Cut Is Here. Welcome to Issue #85

The Middleman’s Cut Is Here. Welcome to Issue #85

July 20, 2026July 20, 2026 Steve Ditto

The Middleman's Cut Is Here The leadership playbook to stop the middlemen bleeding your employer health plan dry Executive Brief For the past several weeks, we've…

Post read time 3 min read
What Good Looks Like. Welcome to Issue #84

What Good Looks Like. Welcome to Issue #84

July 13, 2026July 13, 2026 Steve Ditto

What Good Looks Like The three terms everyone claims. Now measured. Executive Brief Every PBM claims transparency. Every PBM claims pass-through. Every PBM claims fiduciary alignment.…

Post read time 4 min read
Built to a Different Standard. Welcome to Issue #83

Built to a Different Standard. Welcome to Issue #83

July 6, 2026July 6, 2026 Steve Ditto

Built to a Different Standard What 58 contracts reveal about the one you signed. Executive Brief Last week we established the stakes. The CAA made the…

Post read time 4 min read
Trust Is Not a Fiduciary Strategy. Welcome to Issue #82

Trust Is Not a Fiduciary Strategy. Welcome to Issue #82

June 29, 2026June 29, 2026 Steve Ditto

Trust Is Not a Fiduciary Strategy Why “I trusted them” stopped being a defense Executive Brief For years, the pharmacy deal ran on trust. You read…

Post read time 4 min read
The Contract Provisions That Fail Most Often. Welcome To Issue #81

The Contract Provisions That Fail Most Often. Welcome To Issue #81

June 22, 2026June 22, 2026 Steve Ditto

Contract Provisions That Fail Most Often What the Nautilus Database Shows Executive Brief Last week we introduced the Data Sovereignty Index.This week we open the database…

Post read time 7 min read

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